GrandSmile Dental CenterGrandSmile
HMO & Insurance

Dental HMOs accepted at our Cebu City clinic

We are accredited with the following HMO providers. Coverage, annual limits and covered procedures vary by plan — general dentistry (checkups, cleaning, scaling, simple extractions) is typically covered, while cosmetic and orthodontic treatment is usually self-pay.

AVEGAIntellicareLife & HealthMaxicareMedicardValucare

How HMO coverage works at GrandSmile

Step 1

Bring your HMO card

Present a valid HMO card and one government ID at check-in, whether you booked online or walked in.

Step 2

We verify your benefit

Our front desk confirms your plan's annual limit and which procedures are covered before treatment starts.

Step 3

You pay only the balance

If a treatment exceeds your HMO's covered amount or isn't covered, you pay the remaining balance directly.

Not sure if your plan is covered?

Bring your HMO card to your appointment and our team will verify your remaining benefit on the spot, or call ahead at 0976 076 3829.

Hygienist preparing a treatment room at GrandSmile Dental Center

HMO patients get the same care, same chairs

Whether you're self-pay or using an HMO benefit, you're seen by the same 5 dentists across the same 3 treatment chairs — there's no separate "HMO-only" track or reduced standard of care.

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